👋 About Us
NALA is building Payments for the Next Billion. Faster, smarter, and fairer transfers for everyone. Since 2022, we’ve grown our business 120x, grown the team from 9 to 150+, raised $50M+ from top-tier investors, and were named to the Forbes Fintech 50 in 2025.
We operate two core products:
- NALA, our consumer app making cross-border payments cheaper, faster and more reliable for the global diaspora. Allowing users to send money from the UK, US and EU to Africa and Asia.
- Rafiki, our B2B payments infrastructure, is powering global payments.
Our team includes alumni from Wise, Stripe, Monzo, Revolut, and CashApp — operators who’ve scaled world-class products. We act with urgency, think deeply, and put our customers first always.
At NALA, this isn’t just a job. It’s ownership, impact, and the chance to change global payments forever.
Join us in building Payments for the Next Billion.
🙌 Your Mission
Be a key leader in showing our banking partners and government agencies that we fully compliant and actively managing our regulatory risk against specific requirements and laws.
🎯 Your responsibilities in this role
- Suspicious Activity Reporting: Receive, assess, and escalate reports of suspicious financial activity within the organization. Make Suspicious Activity Reports (SARs) when necessary, following all legal requirements.
- AML/CTF Policies: Develop, maintain, and implement effective AML and CTF policies, procedures, and controls. Ensure these policies are in compliance with the latest regulatory requirements and industry best practices.
- Staff Training and Awareness: Provide comprehensive AML/CTF training to employees, ensuring they are aware of their responsibilities and capable of identifying and reporting suspicious activities. Offer ongoing guidance and support to staff.
- Regulatory Compliance: Ensure NALA complies with all relevant AML/CTF regulations, laws, and guidelines. Stay updated on changes in regulations and adjust internal processes accordingly.
- Risk Assessment: Conduct risk assessments to identify and mitigate AML/CTF risks specific to the organization. Determine the appropriate risk-based approach to customer due diligence and ongoing monitoring.
- Record Keeping: Maintain accurate and accessible records, including Suspicious Activity Reports, customer due diligence, and transaction records, for regulatory and compliance purposes
🔥 Must-Have Requirements
- You will have acted as an MLRO before and are in good standing with the FCA
- 5+ years’ experience as a compliance professional at a payment services provider, financial institution, challenger bank or Fintech.
- Experience creating and delivering reports to the FCA
- Expert level of knowledge and experience of best practice risk management and governance frameworks and methodologies
- Experience in merchant acquiring payments, gateway, e-money or wallet products and services, banking functions, and/or merchant processing
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Ability to work collaboratively and lead cross-functional teams.
💪 Nice-to-Have Requirements
- Familiar with remittances into the African & Asian continents
- Experience working at a high-growth start up
✅ Success in the role looks like
3-Month Metrics
- Completed a UK AML/CTF risk assessment and presented a clear gap analysis to the Board.
- Strengthened key compliance processes, including SAR/STR handling and management reporting.
- Managed AML training across UK teams, achieving near-universal completion.
6-Month Metrics
- Implemented enhanced AML/CTF policies and improved transaction monitoring efficiency.
- Established a consistent global AML framework aligned across multiple jurisdictions.
- Led an internal AML compliance review, with an action plan agreed by the Board.
Benefits
- 27 Days Off Plus UK Bank Holidays: Take the time to decompress. Working at a startup is hard!
- Birthday Leave: Celebrate your special day with a bonus day off to take off in that month.
- Enhanced Parental Leave: We offer 16 weeks of full pay for the primary caregiver and 4 weeks of full pay for the secondary caregiver (After a 6-month probationary period)
- Enhanced Pension: Salary sacrifice pension scheme via Penfold giving you flexibility and control on how you save for your future!
- Global Workspace: Get access to WeWork locations worldwide.
- Learning Budget: Fuel your growth with $1000 annually for learning and development.
- Sarabi: Themed snacks and Friday lunch focused on building great working relationships with the team.
- Monthly Socials: Join fun social events every month for great times.
- Free Coffee: Enjoy barista-style coffee at your fingertips.
