Software Engineer (Risk & Compliance)

Coinflow is a well-funded, high-growth startup headquartered in Chicago, dedicated to revolutionizing payments. We offer our merchants global payment options with instant settlement and fraud guarantees. This potent mix enables the next generation of online merchants and marketplaces. Over the past two and a half years, we’ve rapidly scaled our operations and solidified our position as a leader in the digital payments ecosystem, driving innovation and delivering seamless payment solutions for the future of digital commerce. Join our fast-expanding team to help shape the next generation of payments in a dynamic, collaborative, and fast-paced environment where your contributions have a direct impact on our continued growth trajectory.

About You

You’re an engineer who enjoys working at the intersection of payments, compliance, and risk. You love building tools that make complex regulatory workflows seamless and scalable. You’re detail-oriented, data-driven, and excited by the challenge of designing systems that balance compliance requirements with product velocity.

At Coinflow, you’ll be joining early—where your work won’t just support operations, but will directly shape how we scale compliance in real-time payments and Web3. If you want to own big responsibilities in building the backbone of compliant fintech infrastructure, this role is for you.

What You’ll Do

• Develop & maintain internal tools → Build and extend services in TypeScript/Express and Python to support compliance and risk operations
• Integrate third-party APIs → Automate workflows with identity verification, AML, and KYB providers
• Configure no-code workflows → Optimize AML and KYB risk assessment systems to meet business and regulatory requirements
• Manage data & SQL & MongoDB → Write advanced SQL and MongoDB queries for reporting, monitoring, and validation
• Testing & QA → Design and execute tests for workflows, APIs, and integrations to ensure accuracy and reliability
• Data health & migrations → Safeguard data integrity during migrations and system changes
• Collaborate cross-functionally → Partner with compliance, risk, and data teams to translate regulations into scalable, technical solutions
  

What We’re Looking For

• Strong experience with Typescript/Express/Node/React and Python in production environments
• Proficiency in SQL (query optimization, schema design, data validation)
• Proficiency in MongoDB (query optimization, schema design, data validation)
• Experience integrating with third-party APIs
• Familiarity with no-code workflow tools (Effectiv, Lynx, SEON, Riskified, Persona, Airflow-like orchestrators, or compliance-specific platforms)
• Strong testing mindset—able to design test cases for workflows, APIs, and data pipelines
• Experience with data migrations and ensuring quality in complex systems
• Ability to work effectively with compliance, risk, and operations teams
  

Nice to Have

• Knowledge of AML/KYB processes, risk scoring, or regulatory technology
• Experience in fintech, payments, or Web3 environments
• Background in risk automation or fraud detection systems
  

Why Coinflow?

At Coinflow, we’re building the next generation of fintech by bridging Web3 and traditional payments. Backed by top investors, we help merchants accept payments in 170+ countries and settle instantly using stablecoins.

This is a chance to join early and build the compliance and risk foundation of a company scaling fast in one of the most regulated industries. Your work will ensure that innovation and compliance go hand-in-hand as we grow.

✨ High impact → You’ll be the engineer designing compliance infrastructure that scales globally.

✨ Ownership → Shape how risk, data, and compliance systems evolve from the ground up.

✨ Growth → Build in one of the most dynamic spaces—fintech + Web3 payments. Competitive salary and benefits, with opportunities for career advancement in a rapidly growing company.