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2 July 2025

Software Engineer – Payments
Location – Palo Alto, CA or New York, NY (onsite)
Base Salary Range – $127,000 to $297,000 + Equity

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The financial industry is slow and bloated. It takes days for simple transfers to clear between bank accounts. Settlements still occur using ancient batch processing computers running on Cobol. Hidden fees dominate the profits of the large banks. At X, we want to rethink banking and commerce from first principles. We are looking for hungry engineers with the ambition to take on the banks and build one of the biggest financial services platforms in the world. Come help build out the original x.com vision from the ground floor.

Who We Are:

At X, we’re building an Everything App where people can connect, share ideas, and engage in meaningful conversations. Our mission is to foster freedom of speech and empower individuals to express themselves freely. We believe in the power of open dialogue and aim to create a platform for all perspectives.

We Value:

  • Writing code rather than documents

  • Shipping products rather than talking about roadmaps

  • Big features rather than changing button colors

If this sounds like you, let’s talk.

What You’ll Do:

As a Software Engineer on Payments, you will be responsible for the design, development, and maintenance of our Payments platform. Your responsibilities will include:

  • Architecting and implementing scalable, secure, and efficient backend systems for Payments

  • Collaborating with cross-functional teams to develop new features and integrations with financial partners

  • Writing clean, maintainable, and well-documented code in Golang

  • Ensuring the performance, reliability, and scalability of our backend systems

  • Mentoring junior engineers and contributing to the team’s growth

  • Staying informed about industry trends and emerging technologies in the monetization space

Who You Are:

We’re looking for exceptional engineers who are passionate about our mission and have a strong desire to make a meaningful impact. The ideal candidate will have:

  • 2+ years of industry experience working with large scale, high throughput distributed systems and data pipelines

  • Proficient in Golang/Scala/Typescript or similar languages; an expert in a majority of language constructs and able to apply them fluently to solve complex problems

  • Security first mindset with a track record of building and shipping user-facing products and features

  • Experience with cloud platforms (e.g., AWS, GCP) and containerization technologies (e.g., Docker, Kubernetes)

  • Experience with any of the following is a plus: ledgers, distributed transactions, card issuance and authorization, identity verification, fraud and risk

Employment Type
On-site

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