Key Responsibilities:
Backend Development: Design, develop, and maintain scalable payment services using Go to support Bolt’s Connect roadmap, including multi-seller payouts and Merchant-of-Record (MoR) capabilities.
Payments Infrastructure: Build and evolve core payment APIs, ledgers, and payout systems that enable complex transaction routing across sellers and platforms.
Scalability & Reliability: Architect systems for high throughput and fault tolerance across PostgreSQL, BigQuery, and Elasticsearch databases.
Technical Leadership: Serve as a technical leader within the Payments team, guiding design reviews, mentoring peers, and ensuring robust incident response and monitoring.
Merchant Enablement: Collaborate with merchant-facing teams to understand payout requirements, settlement cycles, and regulatory compliance needs.
Security & Compliance: Implement systems aligned with PCI DSS, AML, and Know Your Customer (KYC) standards; support fraud prevention and tokenization initiatives.
API Development: Build and maintain REST APIs and webhooks powering payouts, refunds, and multi-party transactions.
Observability: Use Datadog for service health, logging, and alerting to maintain visibility and performance across payment systems.
Automation & Efficiency: Identify manual touchpoints in payout and transaction workflows and automate wherever possible to ensure speed and accuracy.
Please note, this is a contract-to-hire opportunity with the option to convert to full-time after 3–6 months.
Must Have Requirements:
6+ years of backend engineering experience, ideally within fintech or payments infrastructure
Proficiency in Go, Python, or Java
Deep understanding of distributed systems and data consistency patterns
Experience with PostgreSQL, DynamoDB, and/or BigQuery
Comfort designing APIs for high-volume financial or transactional systems
Familiarity with infrastructure as code and CI/CD pipelines (Terraform, GitHub Actions, etc.)
Nice to Have:
Experience with payment processors, ledgers, or marketplace payout systems
Familiarity with Kubernetes, AWS, or GCP cloud environments
Knowledge of compliance frameworks in fintech (PCI, PSD2, SOC 2, etc.)
Experience with event-driven architecture (Kafka, RabbitMQ, etc.)
Previous work on multi-tenant or multi-seller platform architectures
Understanding of compliance, privacy, and security best practices in fintech
Benefits Upon Successful Conversion To Full Time Employee
Comprehensive health coverage: Medical, dental and vision
Remote-first workplace
Time away: Minimum of 20 days guaranteed PTO, paid holidays + floating holidays, your birthday off!
Paid parental leave
Competitive Pay
Retirement plans
Virtual and in-person team & company events
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