Head of EU Financial Crime Governance

eToro is the trading and investing platform that empowers users to invest, share, and learn. We were founded in 2007 with the vision of a world where everyone can trade and invest simply and transparently. We have created an investment platform that is built around collaboration and investor education. On our platform, users can view other investors’ portfolios and statistics, and interact with them to exchange ideas, discuss strategies, and benefit from shared knowledge. We have 40 million registered users from 75 countries, and our platform is available in 20 languages. eToro is an innovative, fast-growing business and is listed on Nasdaq in May 2025. We have over 1,500 employees across more than 10 offices around the globe, strategically positioned to serve the needs of users. You can find out more about eToro here.

Location: Limassol, Cyprus

Regulatory Status: CySEC-regulated CIF

We are seeking a senior leader to take on the role of AMLCO, acting as the primary point of contact with CySEC and MOKAS/FIU, in line with CySEC AML Directive expectations and EBA guidance.

Role Summary:

As Head of EU Financial Crime Governance, you will lead the independent second line of defence for eToro’s EU regulated entity (MiFID & MiCA).

You will be accountable for the design, oversight, and continuous enhancement of the firm’s AML/CFT and Sanctions framework, ensuring it remains effective, proportionate, and inspection-ready in a rapidly evolving regulatory environment.

This is a high-impact role with visibility at Board level, driving EU AML Package / AMLA readiness and leading cross-functional transformation initiatives across Product, Technology, Operations, Risk, and Legal.

Responsibilities:

Strategic Leadership:

• Define and execute the financial crime strategy across eToro’s European operations
• Act as a senior SME across AML, CTF, sanctions, and fraud prevention
• Advise Board and Executive leadership on emerging risks, regulatory developments, and industry trends

Regulatory Oversight & Compliance:

• Ensure full compliance with AML/CTF regulations, sanctions regimes, and EU/local requirements
• Act as AMLCO (or oversee MLRO function), including SAR/STR governance and regulatory reporting
• Lead regulatory engagement, including inspections, audits, and ongoing supervisory interaction

Governance & Policy:

• Design and maintain robust financial crime policies, frameworks, and controls
• Oversee enterprise-wide financial crime risk assessments and mitigation strategies

Operations & Technology:

• Lead and develop financial crime teams across monitoring, investigations, and sanctions screening
• Drive optimisation of systems and tools in partnership with Technology and Operations
• Leverage data, MI, and KPIs to continuously enhance detection and prevention capabilities

Cross-Functional Collaboration:

• Partner with Legal, Risk, Compliance, Product, and Operations to embed controls into business processes and new products
• Act as escalation point for complex and high-risk cases
• Represent eToro in industry forums and regulatory discussions

• 7+ years’ AML/CFT experience within regulated financial services (CIF, bank, EMI/PI, brokerage, fintech)
• Proven ownership of AML governance frameworks (risk assessments, policies, monitoring/testing, MI, regulatory engagement)
• Experience acting as AMLCO/MLRO (or deputy), including STR decisioning and FIU engagement
• Demonstrated delivery of regulatory change programmes (gap assessment through to implementation and evidence)
• Strong working knowledge of sanctions compliance frameworks and controls
• Experience managing regulatory inspections and remediation programmes
• Ability to operate independently, influence senior stakeholders, and escalate to Board level

Mandatory:

• CySEC AML Certification
• Fluency in Greek and English