Financial Crime Intelligence Analyst – SME

About us:

BVNK provides modern payment infrastructure for businesses. We unify banks and blockchains in a single platform. With BVNK, businesses can send and receive stablecoin payments, convert between currencies, and add stablecoin payments to their checkout. Using our flexible platform and robust global licensing and compliance expertise, innovators can launch new payment products quickly and compliantly.

We are a diverse team spread across EMEA, North America, and APAC, with a shared belief that all payment flows will interact with crypto in the coming decade, and BVNK will be at the forefront of this transformation of the financial system.

We recently secured a strategic investment from Visa through their Visa Ventures arm. This follows our $50 million Series B in December, led by Haun Ventures with participation from Coinbase Ventures, Scribble Ventures, DRW Venture Capital, Avenir, and Tiger Global. The continued confidence from these leading investors has enabled us to accelerate our growth trajectory, and we’re looking for smart, ambitious people to help us build the next generation of payments.

We’re incredibly honored to have made Newsweek’s list of The Top 100 Global Most Loved Workplaces two years running (2023 and 2024) and to have been recognised by LinkedIn as one of the Top 20 Startups in the UK in 2024.

About this role in the team:

We are looking for an experienced senior analyst to join our fast-growing Financial Crime Intelligence team. As a key member of the team, you’ll report to one of the Financial Crime Intelligence Leads and we’ll look to you to deliver best-in-class analysis, and thorough investigations, in respect of complex and varied financial crime threats.

This role is centered on acting as a key liaison to our banking partners to manage financial crime risks through Requests for Information (RFIs), reviewing and escalating sanctions reports and managing the handling of travel rule alerts. You’ll also take ownership of end-to-end investigations to address complex and varied financial crime threats. Your cases will inevitably crossover with the world of digital assets and you’ll have the opportunity to support cutting-edge investigations on the blockchain as well as fiat currencies.

This role will require flexible working hours, as the team covers the hours between 06:00 and 20:00 (GMT/BST). Occasionally, you may also be asked to cover weekend shifts on a rotation.

We are looking for a team player; someone who is adaptable and enjoys solving complex problems in a constantly changing environment. You must be adept at managing competing priorities, and work well in a highly demanding environment. You will be comfortable delivering high quality investigations at pace, and presenting your findings and recommendations to senior stakeholders.

As a Senior Financial Crime Intelligence Analyst, your day-to-day role will be varied, but will include tasks such as:

• Responding to Requests for Information (RFIs) from BVNK’s banking partners;
• Management of end-to-end financial crime investigations stemming from BVNK’s banking partners, transaction monitoring systems, payment screening tools, blockchain analytics provider, and other triggers;
• Reviewing and escalating sanctions reports to the relevant MLRO or BSA officer;
• Reviewing of sanctions and watchlist screening alerts on entities and individuals on relevant lists;
• Review team escalations and support the development of junior analysts;
• Collaborate directly with senior leadership to present findings;
• Drafting of Suspicious Activity Reports (SARs) for submission to the relevant authorities;
• Working closely with colleagues responsible for BVNK’s transaction monitoring systems; identifying and testing changes to the rules in our transaction monitoring system;
• Seeking out and escalating opportunities to enhance BVNK’s control environment.

We’d love to hear from you if:

• You have experience in liaising with banking partners and responding to Requests for Information (RFIs) related to financial crime risk and acting as the primary point of contact for relevant stakeholders;
• You have experience in financial crime investigations or transaction monitoring within a regulated institution or digital assets setting. Experience in a B2B context is essential, as we are primarily a B2B business. However, familiarity with B2C environments is a plus, as we are preparing to launch a consumer-facing product soon;
• You are skilled at identifying and mitigating money laundering risks within the payments landscape;
• You’re capable of drafting and submitting complex Suspicious Activity Reports (SARs);
• You have exceptional written and verbal English skills;
• You have experience reviewing sanctions and watchlist screening alerts, within a regulated institution or digital asset setting;
• You’re a motivated and proactive individual contributor, who takes pride in the quality of your work;
• You’re comfortable working in a fast-paced, evolving and demanding environment, often with competing priorities;
• You’re happy working with a high degree of autonomy and managing evolving priorities to deliver against the team’s strategy;
• You have an interest in digital assets, and are looking for an opportunity to expand your knowledge in this space.

What you can expect from us:

• Fair and competitive salary at every stage of your growth
• Meaningful ownership in the business through our employee option scheme
• Flexible working hours, with hybrid working at its heart
• A culture built on passionate growth-minded people
• A flexible approach to holiday
• Opportunities to travel to our offices around the world
• An open and creative environment where you can help us define the future of BVNK, its culture, and its opportunity sets

At BVNK, we are focused on building a diverse and inclusive team. While you may not meet all of our requirements, we’d encourage you to apply if you meet the majority of our expectations. You may be a great fit for this role or another role in our team.