As a Compliance Specialist in the Compliance Testing Team at Klarna, you will be integral to ensuring the design and effectiveness of operational controls to meet both internal standards and regulatory compliance across financial crime, regulatory compliance, and privacy areas. You will play a pivotal role in delivering structured and independent compliance testing, providing recommendations, and monitoring action plans for identified improvement areas. You will own reviews end-to-end, from scoping and testing scripts to stakeholder interviews, testing, reporting, and findings follow-up – acting as the team’s US regulatory SME and a clear, confident voice in meetings.

What You Will Do

• Plan and execute testing activities: Carry out structured testing in alignment with overall Compliance strategies. Engage in testing and evaluating control frameworks and internal processes. Identify areas of improvement and ensure compliance with regulatory requirements and internal governing documents.
• Analysis and reporting: Identify, assess, and document risks associated with Klarna’s products, services, and processes to ensure they align with regulatory requirements and internal policies. Produce high quality reports that include meticulous findings and that communicate risks and recommendations clearly to stakeholders.
• Findings management: Actively manage and monitor the resolution of Compliance observations made during testing, ensuring robust follow-up and closure of actions.
• Stakeholder engagement: Act as a point of contact with relevant stakeholders including compliance colleagues and operational teams during testing. Collaborate with key stakeholders to communicate findings, provide recommendations, and track the implementation of corrective actions.

Who You Are

• Minimum 3 years of experience in regulatory compliance, risk management, internal audit, or control testing within the financial services sector, FinTech, or payments processing sector.
• Experience in supporting the development of testing frameworks and processes, with a focus on innovation and continuous improvement.
• Excellent analytical skills with the ability to assess complex issues and provide practical solutions.
• Understanding of 2nd Line of Defense activities including risk identification and mitigation.
• US regulatory expertise demonstrated through hands-on testing or audit work.
• Ability to work collaboratively with internal business teams and stakeholders and to articulate complex regulatory and compliance issues clearly and effectively and meet deadlines in a fast-paced environment.
• Proficient in English, with excellent verbal and written communication skills.

What You Should Bring To The Team:

• A collaborative mindset and the drive to understand and improve our compliance framework.
• Experience building testing frameworks / testing scripts.
• Automation mindset (dashboards, scripts, document templates).
• Capability to handle multiple high-priority tasks simultaneously and meet tight deadlines without sacrificing detail or accuracy.
• Excellent interpersonal skills to engage with colleagues across various teams, contributing to fast-paced projects.

Closing

Klarna’s Compensation model
To ensure fairness and maintain global market competitiveness, each role in a specific location has a set base salary. During the recruitment process, we will assess your skills and experience to determine which role is the best fit for you.
Additionally, you may qualify for our Contribution-Based Reward (CBR) program, which recognizes and rewards significant contributions to our success.

Please include a CV in English.

Department

Analytics

Locations

New York, NY, United States

Yearly salary

$97,768 – $120,450

Employment type

Full-time