AML Fraud Analyst

KAST is redefining stablecoin banking for global citizens, crypto professionals, Web3-native businesses, and high-inflation markets seeking USD-backed banking. We’re building the world’s first truly global money app including crypto cards, local accounts, and global payouts in a premium product with top acceptance rates.

Backed by leading investors and led by the former APAC CEO of Circle, our team brings experience from Circle, Airwallex, Revolut, Wise, Grab, Zoom, AWS, and top OTC desks. Since July 2024, we’ve scaled from zero to nearly a million users, becoming the go-to card for the crypto community.

By building directly on-chain, we offer what traditional financial rails can’t: instant yield, flexible collateralized lending, and enhanced investment products. Our cards bring stablecoins to life: spend at 100M+ merchants, withdraw at ATMs, and enable new ways to access credit.

Our culture is velocity × excellence. We move fast, obsess over product quality, and aim to outpace legacy players. Our ambition is clear: to build the next generation of financial services and make KAST the #1 stablecoin bank globally.

The AML/Fraud Analyst plays a pivotal role in securing KAST’s ecosystem while delivering a premium experience to our highest-value users. This is a high-ownership position where you will act as the frontline defender against financial crime, managing critical investigations and white-glove support for our VIP clientele. You will take responsibility for balancing rigorous risk management with the speed and empathy required for top-tier service from day one.

Your mission is to protect the platform without slowing down legitimate users. You will operate in a dynamic, high-growth environment where you must detect complex fraud patterns and manage high-priority escalations via Zendesk with precision. In this role, you won’t just close tickets; you will contribute to safer systems and smoother processes that allow KAST to scale globally while maintaining strict regulatory compliance.

This role is for analytical investigators who possess exceptional communication skills and a builders’ mindset. We are looking for people who can spot a needle in a haystack of data yet handle sensitive client interactions with discretion and professionalism. If you are excited about working at the intersection of crypto compliance, fraud prevention, and VIP operations, you will make a significant impact here at KAST.

• Own the end-to-end resolution of high-priority VIP escalations via Zendesk, acting as the primary point of contact to deliver a seamless white-glove experience while strictly maintaining risk controls.
• Protect the platform from financial crime by conducting real-time monitoring of high-value transactions and blockchain data to detect money laundering, fraud, and illicit activities before they impact the business.
• Drive customer trust and retention by engaging directly with VIP clients to resolve account restrictions and gather necessary documentation with a professional, empathetic approach.
• Optimize the onboarding journey for premium users by leveraging tools like Sumsub for identity verification and automated KYC workflows, ensuring legitimate users get access faster without friction.
• Execute deep-dive investigations using Elliptic and Sardine to analyze on-chain crypto transactions and instant settlement risks, identifying complex fraud patterns unique to the Web3 space.
• Ensure full regulatory compliance across international jurisdictions by maintaining rigorous documentation and reporting standards for all investigations and Suspicious Activity Reports.
• Collaborate with cross-functional Compliance and Operations teams to clear bottlenecks during high-volume periods, ensuring the department scales effectively as user growth accelerates.

• 3+ years of experience in AML, Fraud, or Risk Operations, ideally within a high-growth fintech or crypto environment.
• Hands-on proficiency with industry-leading compliance tools such as Sumsub, Elliptic, and Sardine, or similar risk management platforms.
• Mastery of Zendesk for managing complex ticket lifecycles and maintaining clear, high-quality customer communication trails.
• A sharp analytical mindset with the ability to spot patterns in data and transaction behaviors that others might miss, particularly in high-value accounts.
• Exceptional written and verbal English skills with the ability to handle sensitive high-net-worth individuals with discretion and professionalism.
• The ability to stay calm under pressure, navigate ambiguity, and make decisive risk-based decisions in a fast-paced setting.

Work at the forefront of crypto, payments, and fintech. At KAST, you’ll have high ownership, zero bureaucracy, and a direct impact on building the world’s first truly global stablecoin-first bank.

Join a no-BS, high-energy team solving complex problems in a fast-paced environment. Every role matters, and your work will shape how people move money, manage digital assets, and experience financial products worldwide.

We offer competitive compensation, meaningful equity, and opportunities to grow as the company scales. Our high-trust culture gives you autonomy, responsibility, and the chance to build something extraordinary from the ground up.

At this time, we receive a lot of applications, so please bear with us to hear back from us.

We hire through referrals, networks, and direct applications. Bring your skills, energy, and curiosity!

Send your resume or LinkedIn profile and a short note on why you want to join the ride to careers@kastcard.com